diff --git a/tonlib/tonlib/TonlibClient.cpp b/tonlib/tonlib/TonlibClient.cpp
index 8b900b65..e93491a9 100644
--- a/tonlib/tonlib/TonlibClient.cpp
+++ b/tonlib/tonlib/TonlibClient.cpp
@@ -3051,9 +3051,9 @@ class GenericCreateSendGrams : public TonlibQueryActor {
           }
         }
 
-        if (!o_public_key) {
+//        if (!o_public_key) { // todo: (tolya-yanot) temporary disable msg comment encryption (The exchanges/payment services needs to read the comment of incoming messages). This will be uncommented when a general standard is developed.
           return TonlibError::MessageEncryption("Get public key (in destination)");
-        }
+//        }
 
         auto addr = source_->get_address();
         addr.bounceable = true;